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MOHELA 2026 Guide: Repayment, PSLF, and Loan Transfer

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MOHELA 2026 Guide: Repayment, PSLF, and Loan Transfer Introduction MOHELA—the Missouri Higher Education Loan Authority—is one of the largest federal student loan servicers in the United States. If your loan balance shows MOHELA as your servicer , you are one of nearly 8 million borrowers whose accounts are managed by this Missouri-based agency. As of 2026, MOHELA faces significant changes: the SAVE Plan ended by court order in March 2026, PSLF regulations were updated effective July 1, 2026, and the servicer continues to draw scrutiny from senators and federal lawsuits over customer service failures. This guide covers everything you need to know about MOHELA in 2026—repayment plans, contact information, PSLF processing, loan transfers, and how to protect your borrower rights. Quick Answer MOHELA (Missouri Higher Education Loan Authority) is a federal student loan servicer established in 1981. It manages Direct Loans, FFEL Program loans, and PSLF processing for nearly 8 million borrowe...
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If You Have to Ask You Can't Afford It Oregon: 2026 Reality

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If You Have to Ask You Can't Afford It Oregon: 2026 Reality Introduction The phrase "if you have to ask, you can't afford it " was once reserved for yachts and Rolls-Royces. In Oregon in 2026, it applies to rent, groceries, and childcare. If you have to ask whether you can afford to live in Oregon, the data suggests you probably can't—at least not comfortably. According to the 2026 Oregon Financial Wellness Scorecard, 48% of Oregonians cannot cover a $500 emergency expense, and more than half struggled to pay bills in 2025. This guide breaks down exactly why Oregon has become one of the least affordable states in the nation, what that means for your budget, and what realistic options exist for making ends meet in 2026. Quick Answer "If you have to ask you can't afford it Oregon" reflects Oregon's status as the nation's fifth least affordable state in 2026. The average household needs $18,300 more annually for essentials than in 2019, and nea...
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